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Important: Action Required
Massachusetts law requires all undergraduate students taking nine (9) credits or more and all graduate students taking 6.75 credits or more to either demonstrate proof of comparable health insurance coverage or purchase a Student Health Program through their institution of higher education.
To ensure all Regis students are properly insured to meet the state law, all students are initially charged on their student account for the annual cost of the sponsored Regis Student Health Insurance Plan through Harvard Pilgrim Health Care.
The health insurance premium for the annual policy is $2,123 for both undergraduates and graduate students. This plan is underwritten by HPHC Insurance Company, an affiliate of Harvard Pilgrim Health Care, and claims are administered by United Healthcare Student Resources.
For students who enrolled in the 2015-2016 Regis Student Health Insurance Plan, please note that the following changes were made to the Plan for 2016-2017:
- Deductibles increased from $50 in-network / $200 out-of-network to $150 in-network and $300 out-of-network.
- Office visit copay has been increased from $25 to $30.
- Retail pharmacy copays have been increased from $15 / $30 / $50 to $15 / $35 / $60
- The Out-of-Network Out-of-Pocket Maximum has been removed. The In-Network Out-of-Pocket Maximum remains at $5,000 per policy year.
- A hospital admission copay of $250 per admission has been implemented.
- Emergency Room copay has been increased from $100 to $150 per visit (waived if admitted).
- Coverage for dependents has been discontinued.
It is your choice whether to enroll in this insurance plan or decline/waive the insurance and remain on your family or individual plan. This choice must be made by October 3, 2016, or you will remain enrolled by default for the duration of the annual period.
You may waive by demonstrating proof of comparable insurance through the online system prior to the deadline. Your waiver will be verified for accuracy and to ensure provider coverage is available while you are attending Regis. Once your waiver is approved, the charge will be removed from your student account. You may also choose to activate your coverage by enrolling online. If you do not complete either a waiver or enrollment form prior to the deadline, you will be enrolled by default and the charge will remain on your account.
The Regis Student Health Insurance Plan benefits are compliant with the Patient Protection and Affordable Care Act. Coverage for essential benefits provides no overall maximum dollar limit and recommended Preventive Care Services are covered at 100% of Preferred Allowance in-network with no deductible or copay. For further information, including costs, benefits, exclusions and limitations, please refer to the online plan information at www.gallagherstudent.com/regis or call Gallagher Student Health & Special Risk at 844-484-0087.
We encourage you to review your own plan very carefully, especially if you are from outside Massachusetts, in order to ensure that you will have adequate health insurance coverage when you are away from home at Regis. Many HMO plans from other states will not provide sufficient access to coverage while in Massachusetts. As you review your insurance options, we encourage you to use this checklist to determine if your current insurance plan is comparable to the Regis Student Health Insurance Plan.
This Plan provides coverage from August 20, 2016 through August 19, 2017. Insurance cards for enrolled students are available online at www.gallagherstudent.com/regis by creating an online account.
The enrollment/waiver period begins July 14, 2016 and ends October 3, 2016.
Directions for Waiving or Enrolling
To waive or enroll in this plan, visit www.gallagherstudent.com/regis. Follow the instructions to create your User Account in order to access the waiver or enrollment form.
In order to waive, you should have your current health insurance card available as this information will be necessary to complete the form.
Note: Please be aware that you will need to complete the online waiver or enrollment form each academic year.
If you know that you would like to enroll in the Plan, we encourage you to complete the enrollment form early to ensure access to your medical ID card on the Plan’s effective date.
If you have questions, please call the Regis Center for Student Services at 781-768-7270.
Ground floor of Maria Hall
Dianna Jones, DNP, APRN-BC, FNP
Director of Health Services
Family Nurse Practitioner
Gail Hanson-Mayer, CNS
Certified Psychiatric Clinical
Kathryn Klickstein, LICSW
Licensed Social Worker